Helping people realise their life goals - the right way
Independent financial planning and investment management - empowering you to make smart financial decisions
Our Why
The financial services industry has come a long way, and today many excellent financial planners are delivering real value to clients. Despite this progress, too many individuals and families still struggle to find an adviser or firm that truly acts in their best interest. The issue isn’t just the quality of advice - it’s the business models that underpin much of the industry. Many are still structured to serve the adviser’s firm first, not the client.
The challenges clients face include:
- Product-led financial planning - selling products to earn commission
- Advisers acting as sales reps for their firm’s active funds - selling funds disguised as financial planning
- Inflated total costs often driven by active management layers - high fees that diminish returns
Our Managing Director - Clint McCabe became disillusioned with high fees, opaque structures, and a lack of alignment between advisers and clients in the industry. This inspired him to acquire Acuma and build a progressive, client-focused firm based on integrity, evidence-based investing, and personalised planning.
At Acuma Wealth, we are a client-focused business grounded in integrity, excellence, and long-term thinking. We help individuals and families make smarter financial decisions through goal-based financial planning and low-cost, diversified investment strategies. Our approach is transparent, accessible, and designed to empower clients.
Our goal is simple:
To help people realise their life goals - the right way.
What is Financial Planning and when would you need it?
Financial Planning is the process of aligning your money with your life goals. It helps you understand where you are today, where you want to be in the future, and how to get there — with clarity, control, and confidence.
When Would You Need Financial Planning?
Planning for Retirement - Ensuring you have enough to retire comfortably - and on your terms.
Managing Life Transitions - Marriage, children, career changes, or inheritance - all impact your finances.
Buying a Home or Property - Securing a mortgage with our whole of market service.
Saving for Education or Other Major Goals - Planning ahead to fund school fees, travel, or a dream purchase.
Understanding & Reducing Tax - Making the most of allowances, reliefs, and efficient structures.
Investing with Purpose - Allocating capital to achieve your goals - not just to “beat the market.”
Protecting Your Family - Putting in place insurance or estate plans to protect what matters most.
Financial Planning removes the guess work to help you make smart, informed decisions about your financial future.
How Financial Planning and Investing work together
Your Goals Should Drive Your Portfolio
Financial planning and investment management are often treated as separate services. We believe they are inseparable; one is the map; the other is the engine.
A well-designed financial plan defines what you’re trying to achieve - whether that’s retiring early, funding education, buying a home, or leaving a legacy. Your investment strategy is simply the vehicle that helps get you there.
Planning Without Investing Is Incomplete
A financial plan without an appropriate investment strategy is just a wish list. Inflation, market returns, and your time horizon all play a role in whether your plan becomes reality.
Investing Without Planning Is Dangerous
Too many people invest without a clear purpose - chasing returns, reacting to headlines, or relying on guesswork. Without a plan, this approach is not only stressful, but often counterproductive.
Our Integrated Approach
We combine detailed forecasting with evidence-based investment strategies to ensure your portfolio is:
• Aligned to your goals and timeline
• Appropriately risk-managed
• Tax-efficient
• Flexible enough to adapt as life changes
Meet our team
Clint McCabe - MD and Planner
Clint McCabe - MD and Planner
Clint McCabe - MD and Planner
Clint relocated to Exeter in 2022 to raise his young family after nearly 20 years of living and working in London. Outside of work, he's passionate about sport - captains Exeter’s 1st XI cricket team and serves as a playing and committee member of the MCC. When not on the field, you’ll usually find Clint exploring the best of the South We
Clint relocated to Exeter in 2022 to raise his young family after nearly 20 years of living and working in London. Outside of work, he's passionate about sport - captains Exeter’s 1st XI cricket team and serves as a playing and committee member of the MCC. When not on the field, you’ll usually find Clint exploring the best of the South West with his children.
Professionally, Clint is qualified in accountancy, tax, law and financial planning. He has nearly two decades worth of experience in financial services and has held senior positions in large and mid-sized wealth management firms in London.
John Greenwood - Planner
Clint McCabe - MD and Planner
Clint McCabe - MD and Planner
In John’s spare time he is a keen supporter of Bristol City, Gloucestershire cricket and an avid skier. He is also the Treasurer of the British German Association.
John's career began with Lloyds Bank in 1966 and spent 30 years in various roles within the bank, including being a Branch Manager. After, he became an Independent Financial Adv
In John’s spare time he is a keen supporter of Bristol City, Gloucestershire cricket and an avid skier. He is also the Treasurer of the British German Association.
John's career began with Lloyds Bank in 1966 and spent 30 years in various roles within the bank, including being a Branch Manager. After, he became an Independent Financial Adviser, working with RJ Temple and WestPoint before joining Acuma in 2013. John specialises in investment and pension advice but is experienced in the other services offered by Acuma Wealth.
Laurence Clarke - Planner
Clint McCabe - MD and Planner
Laurence Clarke - Planner
Laurence is a keen hiker, having recently completed the Yorkshire Three Peaks challenge and now setting his sights on walking Hadrian’s Wall. Away from the trails, he enjoys strategy-based hobbies such as wargaming and tabletop role-playing games.
After moving to Bristol to study Accounting and Finance at the University of the West of Engl
Laurence is a keen hiker, having recently completed the Yorkshire Three Peaks challenge and now setting his sights on walking Hadrian’s Wall. Away from the trails, he enjoys strategy-based hobbies such as wargaming and tabletop role-playing games.
After moving to Bristol to study Accounting and Finance at the University of the West of England, Laurence graduated with First Class Honours and began his career with Acuma Wealth in 2019. As a fully qualified Adviser, he works with clients to deliver practical, personalised financial solutions.